Five Easy Steps to Becoming Mortgage Free:

1. Fill out the MMA application

2. Activate your Money Merge Account

3. Deposit Your Paycheck
Deposit your paycheck into your current checking and/or savings account. As soon as the funds clear, the amount you designate is transferred from your checking and/or savings account into your Money Merge Account managed line of credit. Because the line of credit is connected to your home, the money transferred from your checking and/or savings accounts decreases your mortgage balance, thus reducing the balance in which interest builds.

4. Pay Your Bills
Throughout the month, you pay your bills using your Money Merge Account managed line of credit. With this account, money is immediately available through checks, debit cards, and ATMs. The amount left after bills have been paid remains against the balance of your mortgage until you need it, keeping your mortgage balance as low as possible, further reducing mortgage interest charges.

5. Follow the system
Follow the promptings of the online MMA system to maximize your savings and pay your mortgage off as quickly as possible.*

*Check with your United First Financial agent to see if the Money Merge Account is right for you.

Program Benefits